Getting an appraisal from JTLH Real Estate Consultants, Inc.

To many, an appraisal just looks like another cost in the long list of items for a home purchase or refinance. Nearly all lenders still want a local expert because the stakes are incredibly high, even though there are a budding number of automated home valuation processes that may appear more prudent than an appraisal. But is obtaining a mortgage the only reason to acquire an appraisal? Are there also times when the services of a certified, independent real estate professional could be helpful? Absolutely.

For real estate appraisals in McDonough and Henry County, it's easiest when your order online from JTLH Real Estate Consultants, Inc., just click here.

Dispute your tax assessment in Henry County

It's probable you're paying too much in property taxes if you live in an area where property values have depreciated. Ad Valorem taxes are determined by a past assessment of your home, so if values are less than what they used to be in your area, you can challenge your assessment and save money. An appraisal from JTLH Real Estate Consultants, Inc. is your best evidence when building your case. We're capable of assisting you in disputing your tax assessment.

PMI removal will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an extra insurance plan that many lenders ask homebuyers to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the home. Very often, this extra payment is bundled into the monthly mortgage payment and is promptly forgotten. This is unfavorable because PMI is no longer required when the leftover balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level. In fact, the United States Congress invoked a law in 1998 (the Homeowners Protection Act of 1998) requiring lenders to dismiss the PMI payments when the loan-to-value ratio conditions have been met.

If you'd like to do away with PMI, JTLH Real Estate Consultants, Inc. can produce a statement regarding the value of your home. The cost of the home valuation can usually be recovered in little time because you'll no longer be paying the PMI.

Divorce settlement with less stress

A divorce is an especially daunting event for the parties involved, and it is often more complicated by the challenging decision of who keeps the house. It's a good idea to get an appraisal from JTLH Real Estate Consultants, Inc. so both parties are entirely aware of the true market value of their home, regardless of the situation.

The parties will have a good idea of what price to set, if they need to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Accurate and fair estate liquidation

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often requires an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the highest degree of discretion.

Unlike wealthier individuals, most Americans don't have dedicated estate planners or executors to take care of these affairs. A home or other property often makes up a disproportionate share of the total estate value, so knowing the true value of the real estate at hand is of essential importance to ensuring disputing parties walk away knowing they've gotten an honest deal.

Let JTLH Real Estate Consultants, Inc. help you with relocating to or from Henry County

We are aware of the headaches involved with an employee relocation. We take great care in establishing a convenient appointment time for the appraisal inspection. During our thorough process, we encourage relocating employees to provide input on the positive characteristics of their property, as well as information about any new sales or listings in their area that they want considered.

Let JTLH Real Estate Consultants, Inc. assist you in selling your home quickly at the right price

A professional appraisal can help you make a better educated decision regarding your asking price, whether you want to sell your home on your own or use the assistance of a real estate agent. Unlike a real estate agent, an appraiser has no vested interest in what amount the house sells for. The price we charge isn't a percentage of the sales price, but rather they are based on our efforts to complete the appraisal.

On a daily basis, we determine the difference in value items like an additional bathroom or a kitchen remodel can make. And we're experts in knowing how long homes are on the market. So, obtaining a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market for an extended amount of time.